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Post by bixaorellana on Oct 12, 2018 17:19:23 GMT
Re: medical care ~ so civilized! Re: window ~
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Post by Kimby on Oct 12, 2018 17:27:52 GMT
K2, time to put on some clothes while alone in your apartment!
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Post by Kimby on Oct 12, 2018 17:51:58 GMT
Part of the required disclosures mailed out by insurance providers is a fee chart that indeed shows increases for each year we age. Haven’t looked to see how much it will be after 15 or 20 years...
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Post by kerouac2 on Oct 12, 2018 18:22:56 GMT
The postal bank talked me into dependency insurance for 10 euros a month. I said that it was an acceptable amount for "something completely useless." But they said to check out the price of such a thing in 10 or 20 years if I didn't think it was a good idea, because this rate will never change as long as I continue the policy.
It wasn't too hard to convince me since I was still looking after my mother at the time.
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Post by kerouac2 on Oct 12, 2018 20:05:52 GMT
K2, time to put on some clothes while alone in your apartment! Why would I care if they see me naked? The windows are closed, and I don't think there is any prize to win one way or the other.
People worry about such weird things!
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Post by Kimby on Oct 12, 2018 20:17:40 GMT
THEY might care. And the person who’s below them when they startle and drop their hammer will certainly care!
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Post by patricklondon on Oct 13, 2018 5:59:12 GMT
The postal bank talked me into dependency insurance for 10 euros a month. I said that it was an acceptable amount for "something completely useless." But they said to check out the price of such a thing in 10 or 20 years if I didn't think it was a good idea, because this rate will never change as long as I continue the policy. The other side of these schemes is how much they will pay out: a "guaranteed lump sum" sounds great, till you work out at what point you would have paid in more than you'd get out (and what inflation would have done to the payout in the meantime). Essentially you're gambling against your own death: and it's an open question as to the point at which any alternative investment would give you better results.
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Post by kerouac2 on Oct 27, 2018 4:24:03 GMT
I was able to see daylight through my upstairs ceiling yesterday when they pulled off a zinc panel temporarily to see what was under it. I think they are pulling off the roof next week. I have covered the furniture and other things with plastic sheeting.
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Post by whatagain on Oct 27, 2018 8:07:48 GMT
Why are roofs always pulled over when rain starts in force after weeks of dry weather ?
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Post by Kimby on Oct 27, 2018 15:20:55 GMT
I don’t know ANYONE who’s had a good roofing experience.
When we re-roofed several years ago, the roofer we hired was really quick getting the old roof (cedar shakes, highly flammable) off, then nothing. He put on the felt and then left the job for weeks, while the autumn rains began. We lay in bed listening to rain drips we’d never heard before as the roof edge no longer overhung the rain gutters without the shingles.
We left on our scheduled trip to Mexico but asked a neighbor to email us progress reports. The new shingles were delivered and the bundles sat on the roof as the rain continued. Then it snowed. 6” of snow lay on our tarpaper roof along with the unopened bundles.
They resumed work after our return, but did such a poor job of it that we fired the roofer and hired someone else to tear off the ruined shingles and start over. I’m STILL traumatized over that experience, but fortunately it’s a 100-year roof so won’t need to do it again.
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Post by kerouac2 on Oct 27, 2018 15:39:07 GMT
I think my current roof is about 80 years old, and actually when they pulled off one of the zinc plates, I was pleasantly surprised in spite of seeing daylight through a crack. I was afraid that my ceiling insulation was too firmly attached to the roof and that it would all come off when they pulled. But it didn't so I am feeling a bit more confident about what comes next. According the very complicated schedule chart that I received. The roof plates were supposed to come off on Monday and Tuesday of this past week, but they are running a week late, so I assume that it will happen this coming week. That is supposed to take two days. Then there are another two days of replacing whatever wooden slats need to be replaced (there is a big pile of lumber on the scaffolding just outside my window). Next is one day to put on the insulation and then about two weeks to put the new zinc roof on. Mixed into this is also the replacement of my existing roof window and also cutting a new one into my ceiling. That's where the big mess will be...
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Post by bixaorellana on Oct 27, 2018 16:22:51 GMT
Are you at all tempted to put in a skylight?
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Post by Kimby on Oct 27, 2018 16:32:01 GMT
Isn’t a “roof-window” the same as a skylight?
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Post by bixaorellana on Oct 27, 2018 16:34:59 GMT
You made me re-read Kerouac's post, Kimby. I would think a "roof window" would be a dormer window. Maybe where he says "cutting a new one [roof window] into my ceiling" means a skylight ... or a dormer.
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Post by kerouac2 on Oct 27, 2018 17:42:50 GMT
Are you at all tempted to put in a skylight? Isn’t a “roof-window” the same as a skylight? Skylight is not incorrect, obviously, but the old window that is being replaced, I would not call a skylight. The new windows are going to have remote controls for opening and closing and operating the shutters, so it's a whole new ballgame as far as I'm concerned. The price of the windows was already pretty shocking, and then I received a second bill for the electical installations...
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Post by bixaorellana on Oct 27, 2018 19:19:44 GMT
It is money well spent! It is a joy to have good windows which don't warp, don't leak, which are energy efficient, which add to the value of the property, etc. And in the case of windows with built-in shutters & electronic controls ~ well, it's your home. Makes sense to have certain luxuries in the place where you spend most of your time.
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Post by Kimby on Oct 27, 2018 19:39:49 GMT
Although high tech can lead to breakdown frustrations. The motorized blinds on the skylights on our Sanibel roof are always failing, and we only use them twice a year, to open the blinds for the season and to close them for the summer. We unplug them so renters can’t mess with them. And they STILL fail every couple years. And it’s scary high up to be on a ladder replacing them!
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Post by kerouac2 on Oct 27, 2018 20:10:51 GMT
That is exactly what I am expecting. One of the systems (for the existing window) I expect that I will hardly ever use. The other one -- for the upcoming window -- I will probably use the shutter when there is too much sunshine.
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Post by questa on Oct 28, 2018 6:29:49 GMT
I will probably use the shutter when there is too much sunshine. Too much sunshine?..what do these words mean?
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Post by kerouac2 on Oct 28, 2018 6:31:44 GMT
It means that when you have a zinc roof, the room directly below can really bake in the summer.
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Post by kerouac2 on Oct 29, 2018 13:53:04 GMT
I think there is something to be said for good old fashioned window coverings.
Meanwhile, half of my roof has now been ripped off.
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Post by Kimby on Oct 29, 2018 15:12:51 GMT
Fingers crossed for no rain or snow while your roof is open to the sky.
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Post by kerouac2 on Oct 29, 2018 15:29:08 GMT
Well, there is a tarp on top because it is also covering the roof window. However, I turned the heat off because there is just no point in wasting energy. I am warmly dressed. It is 6° outdoors and 14° in my apartment.
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Post by Kimby on Oct 29, 2018 16:20:52 GMT
You need an electric lap robe to bundle up in!
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Post by bixaorellana on Oct 29, 2018 16:27:41 GMT
"Warmly dressed" to Kerouac probably only means wearing a long-sleeved shirt with jeans. I'm surprised that he acknowledges 14c/57f as chilly.
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Post by kerouac2 on Oct 30, 2018 5:03:47 GMT
Now that the roof has been removed, it poured rain all night.
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Post by bixaorellana on Oct 30, 2018 5:05:10 GMT
Oh no! Did the rain get in?
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Post by kerouac2 on Oct 30, 2018 5:40:52 GMT
No, the plastic tarp is doing its job for the moment.
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Post by onlyMark on Oct 30, 2018 7:07:20 GMT
Until the centre bows with the weight of water then suddenly gives way, dumping fifty litres or more in one go.
Not that I'm a pessimist.
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Post by kerouac2 on Oct 30, 2018 7:21:32 GMT
The workers have returned and the rain has theoretically stopped for the day, so I hope they will be able to make a lot of progress. However, I don't hear them pulling off zinc panels yet, so the rain must have put a damper (ha ha) on some of their work.
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